Liability insurance does not provide coverage for your own vehicle. Instead, it pays for injuries other drivers suffer in an accident you cause (bodily injury) or for the damage you cause to another person’s vehicle or property (property damage coverage).
Liability is the minimum amount of insurance vehicle owners can have, required by state law.
The most inexpensive form of auto insurance, it’s rewards can be big, potentially protecting you against the loss of your home and assets if you are involved in costly accidents.
