A Dwelling Property policy is closely tied to a Homeowner’s Policy and can serve different purposes for different situations. In the insurance world, a dwelling generally consists of the structure one lives in, in addition to its attachments like a garage, deck or porch.
It correlates to the portion of homeowner’s insurance that may help pay to rebuild or repair your home and attached structures if damaged by a covered peril, such as fire, wind, hail, or theft.
Some of the insurance carriers we work with also offer a dwelling property policy for dwellings that are not occupied fulltime or are not eligible for standard homeowner’s insurance.
