What exactly is an umbrella policy? Why would I need one?
Fortify Group agents are asked these questions often.
Think of it this way: Your ‘regular’ home or auto insurance policies offer the coverage one expects to need in standard insurance situations, such as a car accident or hail damage to your home.
Umbrella policies offer extra liability coverage for the times when it’s pouring rain, so to speak.
It’s an extra layer of monetary protection -- $1 million to $5 million -- in the event of major claims and lawsuits. Almost everyone should consider this coverage. It not only protects your current assets but the loss of future earnings. Parents of young drivers, and landowners, in particular, should have this extra protection. Learn more: https://www.fortifygroup.net/personal-umbrella-insurance
